Friday, May 8, 2020
Introducing the Career Solvers Free Job Search App
Introducing the Career Solvers Free Job Search App Career Solvers is pleased to announce our new mobile app for job search and career management. This app brings together career growth tools and techniques into a one stop mobile educational format. Designed for the serious professional, this app provides guidance to help turn career stumbling blocks into career stepping stones through its interactive tools. These tools include:Resume guidebook with sample resumesResearch section to help professionals be better prepared for next career opportunitiesNetworking techniques and guidesInterview workbook that guides a candidate through the toughest interview questionsNegotiation techniques to improve an offerEach section contains thought provoking questions, samples, techniques and notes. In addition, our app includes books and resources that are hidden treasures in todayâs professional world. Share the app with like minded colleagues and keep track of your network through the app.This app is designed to be an interactive resource for pro fessionals who are serious about growing their career. Much more than simply a PDF reader, we have included tools to promote real thinking in preparation for that next career step. Thoughts and answers can be saved on the app and even recorded and sent to a coach or colleague, and questions can always be sent to Career Solvers for deeper career guidance. Our app is designed to be updated with new content and will be often as the professional landscape is always changing. You can download your free app for your Android, iPhone, or iPad here:Career Solvers Free Job Search Mobile App for Android Career Solvers Free Job Search Mobile App for iPhone and iPad
Monday, April 27, 2020
Career Corner How do you know when its time to go - Hallie Crawford
Career Corner How do you know when its time to go How do you know when its time to go? We all have our ups and downs at work. Some weeks, were super-productive; other weeks not so much. So how do you know when youve crossed into the realm of Its time to update my resume and begin the official career search? For me, I knew it was time to go when I found myself crying in the bathroom at work. Yes this is a little embarrassing to admit, but itâs true. And Iâve spoken to many people who have done the same thing. (I even tried shopping therapy to see if a new suit would boost my feelings about my job. It didnât work.) Here are some signs that itâs time to make a change: You dread getting out of bed in the morning â" every morning. Your work relationships and performance are beginning to suffer. Youâve started to avoid certain people and tasks. Youâre not doing your job as well as you used to. You become someone else at work. You feel like you canât be yourself at the office. The position doesnt make use of your talents. You spend most of your time engaged in complaining about your job. If any of these situations describe you, youâre a perfect candidate for the Career Seekers Teleclass because we discuss each of these issues. Find the career that fits! Join us in the next Career Seekers Teleclass that begins on June 5th. Click here to learn more and register.
Saturday, April 18, 2020
Secret Solutions to Resume Writing and Format Discovered
Secret Solutions to Resume Writing and Format Discovered Usually, the second paragraph of your resume cover letter is wherever your objective statement ought to be placed. A simple resume template is going to be your very best bet. A resume maker can assist you by offering tips on the professional resume structure in addition to provide a wide selection of resume examples to select from. Resume cover letters are possibly the single most essential part of your resume. If You Read Nothing Else Today, Read This Report on Resume Writing and Format Since you might not have a great deal of experience, it's important to include information that's related to your intended job like coursework, projects, extracurricular activities, or volunteer work. The majority of the times your prior work experience will be the absolute most significant part the resume, so put it at the top. You are aware of what your abilities and accomplishments are and how they relate to the area of work, and yo u've selected the overall format you're going to use. So once you're contemplating how to compose a resume, don't forget that you ought to be selling your abilities and accomplishments, not merely listing your work history and your old responsibilities. Attempt to know the market of the organization you're asking for work, and identify what type of difficulties they may be going through. It's possible that forfirst job resumes, it's not essential for the applicant to have a comprehensive cover letter. however, it cannot go amiss when it has to do with applying for work. Whether you're looking for your very first job or attempting to earn a career change, the approach starts with your resume. Use the informaation about yourself and the info which you have discovered about the job or opportunity to create a resume that's specifically tailored to fit the job for which you're applying. Resumes ought to be updated frequently and should not be discounted. They are just the cold hard facts about your experience and qualifications that must be reviewed to determine your candidacy.
Monday, April 13, 2020
Unusual Article Uncovers the Deceptive Practices of Teacher Resume Templates
Unusual Article Uncovers the Deceptive Practices of Teacher Resume Templates The Nuiances of Teacher Resume Templates A great way to get started has been a work application builder. In the end, a great deal of templates can be challenging to do business with and may end up acquiring more time to bring updated versus making your own style. Web templates play an important role in your job search as it saves lots of your time and provide you with a far better formatting for your CV. You can receive an application template pertaining to an entry-level position, and you'll locate a template for practically any sort of job or career you are looking for. Understanding how to tailor your work application will obviously give you a benefit. Studying sorts of well written resumes can permit you to understand how to prepare your own and spruce up your odds of locating the job. Most teachers should list all their certifications, or whenever they anticipate receiving them. Teacher Res ume Templates Explained When it's possible to modify a template easily, you simply may be able to create a superb one yourself. With GraphicRiver, you merely pay for templates which you use. The templates assist you in number of means. It's possible to discover a work application template for a the start of position, and you'll discover a design template for virtually almost any job or profession you're interested in. Writing work application for employment within the art industry can be difficult. To conclude, developing a teacher resume is really not any different than creating a resume for any other kind of career. Even experienced teachers must renew their licenses every certain number of years, and lots of them enroll in supplementary training or greater education programs to advance their career. All the very best education cv's and resume templates are simple and quick to discover, they are made by professionals in the education field, are wisely structured and simpl e to navigate. Life, Death and Teacher Resume Templates A well formatted and clean looking job application is the sole real method to earn a fantastic first impression upon your prospective employer. A whole selection pertaining to candidates with plenty of experience who want to have an exceptional one-page job application template. Expertly, the resumes have a tendency to be the exact first impression a potential company gets of us. If so, your resume can nevertheless be quantified, and provide the hiring manager a concrete idea of the reach of your abilities and abilities. You may definitely discover some great resume design templates on the internet which you may follow. Now-a-days many such resume templates can be found the web to use. The template isn't hard to follow, and you might begin instantly. Web templates will provide you with the organic format of resume. The Advantages of Teacher Resume Templates A teacher needs to be flexible in their learning procedures and be in a position to use a number of teaching resources. The most important teacher resume page lists an assortment of different samples that may also provide you ideas about how to draft your own version when you're getting reading to submit an application for a teaching post that interests you. If you're an elementary teacher resume, note an elementary school teacher is to blame for assisting children with educational and emotional development in the start of their academic decades. So, your elementary teacher resume have to be in a position to easily reveal that you love young kids and wish to generate a positive difference in their lives. Once you're able to look at pdf as flipbook, you can begin to personalize your web flipbooks. It's possible to conserve the templates in the current folders or you'll have the ability to generate an original folder. Templates also demonstrate precisely what information you will have to have in your CV, such as what info to devote ever y individual portion of your CV, and what sort of vocabulary to generate use of.
Saturday, March 14, 2020
OnDeck Review Best Non-Bank Bad-Credit Business Loans
OnDeck Review Best Non-Bank Bad-Credit geschftliches miteinander LoansAlternative loans are a good financial resurce for small geschftliches miteinanderes that cant qualify with a traditional bank. Banks have stringent loan requirements and may be hesitant to provide loans. Alternative lenders provide small businesses with dependable financing without requiring exceptionally high leistungspunkt scores. While alternative lenders may have higher interest rates, you can mucksmuschenstill access the capital you need to grow yur business.After much research and analysis,we recommendOnDeckas the best alternative lender for schwimmbad credit loans in 2019.To understand how we selected ur best picks, see our methodology, as well as a comprehensive list of alternative lenders, on ourbest picks page.Why OnDeck?You only need a credit score of 600 to qualify for a loan from OnDeck. The company also provides a fast funding process and excellent customer service. Here is a breakdown of why its our best pick.Who Qualifies?A poor credit score will eliminate you from consideration with many alternative lenders, but it doesnt with OnDeck. While the majority of OnDeck borrowers have relatively high credit scores, the lender considers everyone with a credit score above 600. This is one of the lowest minimum credit scores we found among alternative lenders. SBG Funding led the way with a requirementof 500.However, the low credit score threshold doesnt mean OnDeck approves loans for floundering businesses. It just means that, instead of using credit scores as a primary factor in lending decisions, the company focuses on how businesses perform financially in terms of monthly revenue and cash flow. To be considered for a loan, you must have been in business for at least a year and have at least $100,000 in revenue over the past 12 months.We were pleased to see that OnDeck clearly outlines its minimum requirements on the company website. This isnt true of all alternative lenders we had a difficult time finding this information for others we examined. By being transparent erreichbar, OnDeck allows busy applicants to quickly check if they qualify and understand what type of loan they can get. Some lenders require interested borrowers to call for more information. This isnt ideal for some small businesses, and OnDeck realizes that and provides its information online.OnDeck provides loans for more than 700 different industries. The only industries it cant lend to are listedhere. Notably, OnDeck cant lend to room and boarding organizations, religious organizations, or firearm vendors.Application and Approval ProcessOf the alternative lenders we considered, OnDeck has one of the quickest application and approval processes. You can fill out an application in just a few minutes by going online or calling the lender and speaking to a loan specialist, who will fill out an application for you.OnDeck asks for basic information about your business name, address, tax ID numbe r, years in operation and legal entity and requires you to provide your estimated gross annual revenue and average bank balance.After you submit the application, OnDeck conducts a soft credit check. This is beneficial to those with bad credit, because it doesnt lower your credit score like a hard inquiry does. Many of the other lenders we examined only conduct hard credit checks. OnDeck also provides flexibility for borrowers looking to compare multiple offers from different loan companies if you go with another offer, your credit score isnt affected by OnDecks soft inquiry.OnDeck examines your belastung three months of bank statements. You can provide these in two different ways. One option is to electronically authorize your bank to send OnDeck the information via one-time import. This is the recommended option, because it streamlines the approval process by quickly allowing OnDeck to review the data. The other option is to send hard copies of your bank statements by mail, email or fax directly to OnDeck. The downside of this option is that a loan specialist needs to review the information manually, which lengthens the time it takes to get approved. If you mail your application, this could also add to funding time. Electronic transfer is the quickest and easiest way to get funding.Depending on how the bank statements are sent, approval can be completed in just a few minutes, with funds deposited into your account within 24 hours. This process is significantly faster than it is for most of the other lenders we researched, which take 3-5 days for approval and 5-7 days to provide the funding. Same-day funding makes OnDeck loans ideal for business owners who need quick funding to manage cash flow. Only a handful of the organizations we looked at provide saatkorn-day funding.Loan TermsOnDeckoffers both term loans and lines of credit. Term loans up to $500,000 are available in short- and long-term loans. The short-term loans are fixed-rate loans starting at 9% i nterest, with payments remaining the same over the life of the loan. The loan terms range from three to 12 months.OnDecks long-term loans range from 15 to 36 months and include an annualized interest rate. This rate starts at 9.99% and is annualized throughout the life of the loan, meaning the yearly interest percentage is paid based on the average loan balance. It charges a one-time origination fee of 2.5% to 4%. OnDeck provides flexibility and multiple options for business owners looking for long-term loans. Most of the lenders we evaluated only offer loans of up to 12 months.Lines of credit up to $100,000 are also available from OnDeck. Interest rates for lines of credit can be as low as 13.9%. There is also a $20 monthly maintenance fee, but that is waived if you take out $5,000 on your first draw. While OnDeck wants to know how you plan to spend the money, there are no restrictions on what you can use the loans for. OnDeck loans are used for various purposes, including working capital, new inventory or equipment, hiring employees, expansion, remodeling, marketing, and cash flow management.You pay back OnDeck loans on a daily or weekly basis, with the same fixed amount automatically debited from your bank account. Having the money automatically withdrawn helps with your cash flow and prevents you from missing larger monthly payments. Not all the lenders we looked into offer this option.What most impressed us about OnDeck was its transparency. Unlike other lenders, which seemed to want to hide the details of their loan programs, OnDeck clearly defines its loan terms on its website.Customer Service and ReputationWe were pleased with the customer service we received from OnDeck. To test the companys customer support, we called the lender multiple times, posing as a business owner interested in a loan.Loan specialists immediately answered our calls, and instead of trying to sell us on a loan, they took the time to answer all our questions. During our calls, lo an specialists never rushed through their answers. They all took the time to thoroughly discuss each question. Other lenders gave one- or two-word answers and generally seemed disinterested in making sure we had a clear understanding of how their loans worked. By the end of our calls to OnDeck, we had a clear understanding of its loan programs.OnDeck also offers live chat support. We used this service several times to further inquire about various aspects of the loans. Live support answered our questions immediately and in just as much detail as we received over the phone.OnDeck has a solid online reputation, with one of the highest Better geschftlicher umgang Bureau scores of any company we reviewed. Its an accredited business, earning an A+ with the company and scoring 4.5 out of 5 stars. Lenders usually have notoriously low BBB scores. Its reviews were consistent with our experience with the companys sales team. Instead of focusing on signing us up for a loan, they made sure we u nderstood the loan process as a whole.LimitationsThe biggest downside of OnDeck is that it only offers secured loans. However, rather than requiring a specific value of collateral, OnDeck loans are secured by a general lien on the assets of the business and backed by a personal guarantee. This could be a turnoff for some business owners.While OnDeck has a positive BBB score, we found complaints. According to the BBB website, as of March 2019, 28 complaints have been filed against OnDeck in the past three years. Of those, 28 were resolved to the satisfaction of the complainant, with three being resolved in the last 12 months. Most of the alternative lenders we reviewed had some criticisms levied against them with the BBB. Despite the complaints, OnDeck is an accredited member of the BBB, with an A+ rating.Another potential negative for businesses with bad credit using OnDeck is the minimum required credit score. Although 600 is one of the lowest minimums ofthe lenders we examined, it might still be too high for some businesses. The only lender we found that doesnt factor credit score into its approval process isPayPal. This lender isnt one of our best picks, but it does provide a compelling merchant cash advance option.PayPal might also be the best option for online businesses already using the service to collect funds.Ready to choose an alternative lender? Heres a breakdown of our complete coverageThe Best Alternative Lenders for Businesses 2019Best Alternative Lender for Lines of CreditBest Alternative Lender for Startup LoansBest Alternative Lender for Merchant Cash AdvancesBest Alternative Lender for Equipment LoansBest Alternative Lender for Working Capital Loans Matt DAngelo Matt DAngelo is a staff writer covering small business for Business.com and Business News Daily. After graduating from James Madison University with a degree in journalism, Matt gaine d experience as a copy editor and writer for newspapers and various online publications. In addition to his writing and reporting, Matt edits articles. He reviews small business services, including PEOs, small business loans and GPS fleet tracking services. Hes been with Business.com and Business News Daily since 2017. 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Monday, March 9, 2020
How a Fortune 500 Company Taught Me to Be a CEO at 27
How a Fortune 500 Company Taught Me to Be a CEO at 27 After graduating from American University in 2010, I had a choice to make move to a small town and start my broadcast journalism career, or take one last shot at pursuing an Olympic dream. I chose the latter, and for the past eight years, Ive represented Team USA as an athlete on the US National Skeleton Team. For those that dont know, skeleton is a winter sliding sport in which athletes ride a small sled headfirst down a frozen track, hitting speeds of more than 80 miles per hour.Its been an amazing, but difficult journey. Aside from traveling often and missing my family, one of the biggest struggles with pursuing this dream is that I had to put my career aspirations on hold. Little did I know that what I learned when training for the Olympics would inevitably land me an internship that would completely change the trajectory of my career. Though my story involves many twists and turns many of which are down a skeleton track her es how I was able to leverage my experiences to nab a dream internship that allowed me to briefly become the CEO of a Fortune 500 company, and how you can, too.1. Let go of your perception of normal.Back in 2015, I started taking steps toward pursuing my corporate career while I was chasing my athletic aspirations of competing at the 2018 Winter Olympics. This means I was training, taking classes for my master of business administration and working full-time in a restaurant to fund my season. While I loved my job, I knew I needed to find a job related to my major that would prepare me for my eventual transition from sport.During my job search, I came across an internship called CEO for One Month at a Fortune 500 company. I was intrigued, but apprehensive. At 27, I wasnt exactly the age of your average intern. Up until this point, I wasnt following a traditional path so why should it stop me now? Thats the thing about the perception of what is expected. Expectations at times tell yo u who you should be, rather than what you want to be. My advice use your quirks and differences to make yourself stand out and forget about expectations. With that in mind, I decided to apply and I won.2. Show your passion.Its critical to show how your passion drives you. When I first started applying for job openings, I knew Id have to find a way to stand out among my peers who had headed straight for the work-force post graduation. Due to my athletic career and unique skill set, I needed to illustrate to employers the passion I had about my sport and career aspirations, so much so that they would want to hire me based on my drive. I was able to communicate that passion during the tell me about yourself question youll inevitably face during the einstellungsgesprch process, and that eventually led me to gain an associate position with the company at the conclusion of my internship. 3. Dive in.My undergrad degree is in broadcast journalism, so Im used to a hectic, ever-changing work place. As an elite athlete in a high-speed sport, Im also used to making snap decisions to propel me forward (literally). In my line of work, inaction is the worst action. In fact, it can get you hurt. While inaction in the workplace doesnt necessarily come with the same consequences, Ive learned its important to make the best decision you can with the information you have and dont look back. Make a choice and dive in. At the end of the day, your final product will probably look vastly different than your anfangsbuchstabe plan anyway, but youll never get there if you dont take the plunge.4. When opportunity knocks, go for it.When an opportunity strikes, say yes. Even when it feels like the timing isnt right, or your schedule is too hecticsay yes. When I made it to the final round for the internship, I became nervous. What if I actually won? How on earth would I manage my skeleton training, a fundraiser and MBA course load on top of this internship?Too often we make excuses as to why we cant achieve a particular goal, and in that moment, I was falling into that trap. I used to think that being an athlete and developing a corporate career were mutually exclusive, and thats simply not true. The same can be said for raising a family or going back to school. Our life choices can certainly create extra challenges when pursuing a new opportunity, but it should never stop you from pursuing something that fuels your passion or could lead to an even bigger break down the road. Dont let apprehension or doubt rule your decision-making. Say yes and figure out the details later.At the end of the day, there isnt just one formula for career success. In fact, sometimes off-the-wall choices can lead you to some pretty cool opportunities some you may have never explored if you hadnt had the courage to say yes.
Sunday, January 5, 2020
How To Stop Being Fooled By Fancy Resumes
How To Stop Being Fooled By Fancy ResumesJob seekers are getting creative with their resumes. They know that many hiring managers only glance at a resume before deciding if the applicant is right for the job or not. In fact, a 2014 SHRM survey found that most hiring managers spend less than five minutes reviewing each resume. So in order to get noticed its becoming common for talent to include eye catching elements like charts or graphs in their resumes. But do those pretty pictures and bright colors actually equate to a better candidate or do fancy resumes just make it easier for hiring managers to get fooled by job seekers?Here are fourexpert tips to avoid badeanstalt hires with fancy resumes1.Check that the person and the resume match up during the interview.Taking design, illustration, and templates into the equation, job seekers are turning what was previously a straightforward document into something more interactive. But its still hugely important to thoroughly peruse a resume that incorporates fancy tactics. Also, sometimes an eye for design, video skills, and a great vocabulary are bonuses or necessary for a given position. Take that into account, and assess in the interview process and reference checks whether or not the name on the resume is the name behind all the fancy work. Ali Mercier, Marketing Content and Hiring Manager, The Leadership Program2. ersatzdarsteller check red flags.One of the things that weve observed is that some job seekers verbatim copy complete sentences from the job description into their resumes. This raises candidate red flags, especially when the rest of their experience and education dont match up with whats expected for the role. Hiring managers should look at the candidates LinkedIn profile for consistency. We understand that even the smartest candidates arent good at writing resumes or selling themselves. We always try our best to read between the lines and give each candidate the benefit of the doubt. Vadim Bichutski y, Director of Data Science, InnovizoEven the smartest candidates write bad resumes. Double check the facts. vybstatClick To Tweet3. Leave background checks to the professionals.We have actually seen professional writers admit to creating quintessential resumes filled with flowery jargon and paid references. The employer of today can hire wonderful and skilled talent that is real, professional, and worthy of employment. But those that hire a candidate after one interview, looking at their resume, and maybe Googling them can be fooled, taken advantage of, and even sued in court. Pay for the best information from a reputable background checking firm, otherwise failure to know your hire can cost you huge sums of money. Jim Angleton, President, AEGIS FinServ Corp4. Hear the words straight from the horses mouth.Fancy resumes are definitely visually appealing and it shows thought and effort were put into the document, but I find myself being more drawn to LinkedIn profiles. I suggest tryi ng to interview candidates with a printout of the LinkedIn profile in front of them. Let them tell you what they did and how they did it. What they say is so much more important than what they writeMichele Mavi, Director of Internal Recruiting, Atrium StaffingWhat candidates say in the interview is more important than whats on a resume. michelemaviClick To TweetWhat are some other things hiring managers can do to avoid being fooled by fancy resumes? Share in the comments below
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